Fix & Flip / Fix & Hold Loans

Use our signature Fix and Flip loan product to help fund your next flip. Whether you’ve flipped 100 or this is your first time, we provide fast, dependable, proven capital at competitive rates to make your next project profitable.

Want to Buy and Hold? Use the BRRRR Method – Use our capital to Buy, Rehab, Rent, Refinance & Repeat!

Program Terms

For our most experienced borrowers

LOAN AMOUNT $100,000 to $3,000,000
MINIMUM CREDIT
660
RATES
10.99% – 12.99%
POINTS
1-3%
PAYMENT
Monthly, Interest Only, No Prepay Penalty
Loan to Cost (LTC)
Up to 90%
Loan To Purchase (LTP)
Up to 95%
After Repair Value (ARV)
Up to 75%
LOAN TERM
6, 12, or 18 Months
ELIGIBLE LOAN TYPES
Purchase+Rehab, Refinance+Rehab, Buy and Flip, Buy & Hold

Loan Details

Viking Lenders Finance specializes in residential real estate and can fund various properties in 47 States, with the following Investment Property Types:

Viking Lenders Finance eliminates junk fees and has straight-forward pricing when it comes to fees associated with closing your loan.

You’ll love the ease of closing with Viking Lenders Finance, because of our common sense underwriting. No Tax Returns, No Income Verification, and No Debt Ratio to Qualify! To speed up the process, here’s the main items you’ll need to gather:

Discover the Viking Lenders Advantage!

Close Fast (Typically 3-5 Business Days)

Competitive Rates (Rates from 10.99%)

Nationally Trusted (Over 1 Billion Funded!)

Frequently Asked Questions

How do you determine my rate, leverage and loan terms for a Fix and Flip loan?

Rates and leverage are dependent on risk. Risk is measured on flipping experience, credit, loan details, and loan term. You are able to set your loan term from 6-18 months.  The rate and allowable max leverages will be determined on a number of factors including credit profile, experience and project size.  Get started today to find out where you qualify.  It just takes a couple minutes to submit your application!

Great- there is no pre-payment penalty, so you can pay-off the loan at anytime, without incurring additional fees. Your interest is simply calculated by the days you hold the loan before payoff.

Generally, yes.  However, approval of an extension is considered with a few factors including but not limited to, on-time payment history, project status, etc. 

We can look at exceptions down to 600 with compensating factors such as experience and additional guarantors.

YES! We love helping first-time flippers. In fact, many of our expert flippers started their first flip financing with us.. With 4,000+ loans closed, we are here to help you with any questions you have including budget reviews, property valuations, and profitability analysis. Our goal is to make your flip a financial success for you!

Recently Funded

CAPE CORAL, FL

Fix and Flip
Loan Amount: $364,000
Rehab Financed: 100%
LTC: 87%
ARV:70%

INDIANAPOLIS, IN

Fix and Flip
Loan Amount: $228,000.00
Rehab Financed: 100%
LTC: 78.62%
ARV:56.86%

What Customers Are Saying

Joseph Morley was extremely helpful and was able to get our deal closed within just 2 days. We would definitely recommend him for any home financing. It was a total pleasure to work with him.
The definition and emphasis of dedication, devotion, and diligence was redefined to a whole new level (unimaginably speaking); throughout the entire loan process working with Park Place Finance. Look no further, if you need to close quickly, and demand superlative stellar customer service. My loan officer was able to help me close the loan within 11 days! Highly recommend you call them; if you prefer this route (hard-money, direct private lending).
Connor Donovan was very helpful with my loan from start to finish. I gave him everything he asked for right away and from there on out, he didn't ask for much! I closed on time with no headaches and a lot less fees! Thanks Connor! Let's do it again!
Great working with Park Place they made everything go smoothly for my transaction. Highly recommended!
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Explore our other loan products

Bridge

A short-term loan used to acquire or refinance a property when conventional financing is not available or will take too long to close.

DSCR

Designed to assist real estate investors with their long-term rental properties.

Ground Up Construction

Designed to provide a streamlined funding solution to build single family projects.

Rapid Rate Quote

Share some basic details about the financing you’re looking for by answering a few simple questions. We’ll take a look and reach out to discuss your loan options.